The RiskPulse API allows you to seamlessly integrate RapidRatings risk intelligence into your internal platforms and workflows. Powered by CreditSafe data, the API enables programmatic access to company‑level credit, financial, ownership, and risk indicators for 400+ million companies across more than 70 countries—all delivered in a consistent, structured format.
By connecting RiskPulse directly to your ERP, TPRM, procurement, or risk management systems, your teams can make faster, data‑driven decisions without relying on manual report downloads.
Why Use the RiskPulse API?
✅ Centralize Risk Data Where You Work
Bring trusted third‑party risk data directly into your existing systems so users don’t need to switch tools or manually re‑key information.
✅ Automate Risk Assessments
Trigger credit checks, financial reviews, or supplier risk evaluations automatically as part of onboarding, periodic reviews, or continuous monitoring workflows.
✅ Access Global Coverage Through One Integration
Retrieve standardized risk intelligence across 70+ countries using a single API, even when local data availability varies by jurisdiction.
✅ Always Access the Latest Available Data
Pull the most recent company information on demand or refresh profiles to ensure decisions are based on current insights.
✅ Go Beyond a Single Credit Score
Enrich internal records with probability of default, payment behavior, financial ratios, ownership structures, and director relationships—providing deeper context for risk decisions.
What Can You Sync Into Your Internal Platforms?
Each RiskPulse API response is organized into structured sections, making it easy to map data into your internal systems. Availability may vary by country based on local filing requirements.
1. Company Profile & Identification
Sync core reference data such as:
Registered and trading names
Company status and legal form
Registration numbers, VAT IDs, and incorporation dates
Industry classification codes (SIC / NACE / NAICS)
Current and historical addresses
Use cases: Supplier master data enrichment, counterparty identification, entity resolution
2. Credit Risk & Scoring
Incorporate standardized and local credit indicators, including:
Common Credit Score (A–E)
Country‑specific provider credit scores
Credit limit and contract limit
Probability of Default (PoD) for the next 12 months
Score change history
Use cases: Automated credit decisions, exposure management, risk segmentation
3. Financial Information
Access both global and local financial data:
Standardized international financial statements (P&L, balance sheet, ratios)
Key metrics such as EBITDA, liquidity ratios, gearing, and working capital
Local statutory financials (select countries only)
Use cases: Financial health assessments, trend analysis, internal rating models
4. Ownership & Management Structure
Sync transparency and governance data, including:
Shareholders and ownership percentages
Corporate group structure (parents, subsidiaries, affiliates)
Extended group hierarchies with ownership depth
Directors and managers (current and historical)
Use cases: Beneficial ownership analysis, concentration risk, conflict‑of‑interest detection
5. Risk Indicators & Alerts
Enrich internal risk models with:
Financial Strength, Payment Behavior, and Turnover indicators
Industry benchmarks (where available)
Monitoring alerts for tracked companies (eligible countries)
Use cases: Ongoing monitoring, early warning signals, exception handling
6. Payment & Behavioral Data (Select Countries)
Where available, retrieve:
Aged payment balances
Payment trends and Days Beyond Terms (DBT)
Industry payment comparisons
Use cases: Supplier payment risk, credit policy optimization
7. Exceptions & Negative Information
Identify potential red flags such as:
Automated data exceptions (e.g., address anomalies)
Negative filings or preferential rights (select countries)
Use cases: Compliance reviews, enhanced due diligence, escalation workflows
How the RiskPulse API Fits Into Your Architecture
REST‑based API with secure, authenticated access
Responses delivered in structured JSON format
Ability to validate available fields by country using the Report Schema
Credit usage aligns with the same rules as the RiskPulse platform
Viewing previously accessed profiles is free
Credits are only used on first access or manual refresh
Getting Started
Access to the RiskPulse API must be explicitly enabled and is not turned on by default.
Next steps:
Contact your Client Success Manager to request API access
Review the technical documentation for detailed field definitions and schemas
Align internal teams on how RiskPulse data will be used across workflows