We’re very excited to announce the launch of a major upgrade to our Risk Management API.
The upgraded API suite is designed to meet the growing demand for instant, automated financial risk analysis. We are introducing new API products to help you streamline in-house risk management workflows by automating ratings generation, delivering full access to counter-party data on demand and providing new analysis and insight opportunities. All of which can be seamlessly integrated into existing in-house platforms.
This launch sees the release of 3 new and upgraded API modules:
- Portfolio Health. Get a complete picture of the health of your entire supply chain or credit risk portfolio. Access current and historical FHR®, CHS and key ratings performance indicators for your public and private counter-parties. The API includes FHR and indicators for all companies in our public coverage database.
- Financial Analysis. Utilize RapidRatings repository of historical financial statements for your public and private counter-parties to build custom risk analysis processes and products into your risk management workflows. The API gives access to balance sheet, income statement and cash-flow statement data and includes all companies in our public coverage database.
- FHR Generator. Instantly generate accurate FHRs for your counter-parties. For clients who have access to their counter-party financial data, the API will support submission of financial statement and generate instant FHR scores. Full performance indicators will be available immediately using our Financial Health API. Detailed financial analysis & reports will also be instantly available through our Client Portal for all counter-parties submitted to the FHR Generator.
If are an existing client or partner who would like to start benefiting from our new Risk Management API capabilities, please reach out to your RapidRatings account manager. Our Client Success and API Product team will be on hand to help you understand what is involved in integration with the various API products, and to assist you as you go through the process.
Portfolio Health API Module - Key Performance Indicators:
| FHR Rating | CHS Rating | Probability of Default | Simulated FHR |
| FHR Delta | Operating Profitability | Term Probabilityof Default(1-10 Years) | Simulated FHR Delta |
| Net Profitability | Capital StructureEfficiency | Cost StructureEfficiency | Leverage |
| Liquidity | EarningsPerformance |
Financial Analysis API Module - Data:
| Balance Sheet | Income Statement | Cashflow |
|
Cash * Accounts Receivable Closing Inventories Prepayments Other Current Assets Total Current Assets * Fixed Assets * Financial Assets * Intangible Assets Other Term Assets Total Term Assets Total Assets * Bank Overdraft Accounts Payable Debt Owed < 1 Year * Short-Term Provisions Other Current Liabilities Total Current Liabilities * Term Loans * Provisions Deferred Taxation Other Term Liabilities Total Term Liabilities Total Liabilities * Subscribed Capital Retained Earnings Closing Balance Minority Interests Other Equity Items Total Equity * |
Sales Revenue * Other Operating Income Total Operating Revenue Cost of Goods Sold Gross Profit Personnel Costs Depreciation Amortization Other Operating Expenses Total Operating Expenses Abnormal Items * Earnings Before Interest and Tax * Interest Received * Interest Expense * Net Interest Expense Investment Income Other Investment Expense Net Investment Income Net Profit Before Tax Company Tax Expense * Net Profit After Tax * Minority Interests NPAT and Minority Interests Extraordinary Income Extraordinary Expenses Net Extraordinary Income Net Surplus |
Cash from Change in Accounts Receivable Cash from Change in Inventories Cash from Change in Accounts Payable Net Cash from Operations * Net Cash from Investing Activities * Net Cash from Funding Activities * Net change in Cash and Cash Equivalents Capital Expenditure Net Income (Interim Statements Only) Depreciation (Interim Statements Only) |
Public company data limited to data points marked *